Bindisha Sarang, Sanjay Kumar Singh

Stories by Bindisha Sarang, Sanjay Kumar Singh

Joker's Stash: Hope your credit, debit card details are not up for sale

Joker's Stash: Hope your credit, debit card details are not up for sale

Rediff.com   15 Nov 2019

Reports suggest this lot could fetch the cybercriminal as much as $130 million upon sale.

Do not park too much money in co-operative banks

Do not park too much money in co-operative banks

Rediff.com   13 Nov 2019

Do not go for riskier options like co-operative bank only for the higher return. Even if you go for them, park only a small portion of your capital there, say Tinesh Bhasin and Sanjay Kumar Singh.

In financial mess after festive splurge? Here's what to do

In financial mess after festive splurge? Here's what to do

Rediff.com   11 Nov 2019

Many would have racked up debt this Diwali, using credit cards and consumer loans. Here are a few simple steps on how to fix your financial mess, says Bindisha Sarang.

Layoffs coming? How to prepare financially

Layoffs coming? How to prepare financially

Rediff.com   4 Nov 2019

Assume the worst regarding how long your unemployment could last and make conserving cash your topmost priority, suggests Sanjay Kumar Singh.

Taking a personal loan? Read this first!

Taking a personal loan? Read this first!

Rediff.com   29 Aug 2019

Before taking such loans, compare the interest rates charged by various players, advises Sanjay Kumar Singh.

What to do if your MF is exposed to DHFL

What to do if your MF is exposed to DHFL

Rediff.com   25 Jul 2019

Take a call to stay put or opt our based on whether you think the company will be able to find a strategic investor, suggests Sanjay Kumar Singh.

Sitharaman's 4-pronged attack on tax leakages

Sitharaman's 4-pronged attack on tax leakages

Rediff.com   15 Jul 2019

In this Budget, too, there were a number of measures aimed at plugging tax leakages and ensuring greater compliance, says Sanjay Kumar Singh.

How to get health cover for senior citizens

How to get health cover for senior citizens

Rediff.com   15 Jul 2019

A number of insurers offer health policies designed especially for senior citizens.

Budget 2019: Tax benefit may attract retail investors to government ETFs

Budget 2019: Tax benefit may attract retail investors to government ETFs

Rediff.com   6 Jul 2019

If one compares returns, the two public-sector ETFs have done better over the past year, but the ELSS category has done better over the trailing three and five years.

5 key mistakes to avoid while filing I-T returns

5 key mistakes to avoid while filing I-T returns

Rediff.com   2 Jul 2019

Incomes such as dividend, interest on tax-free bonds, eligible gifts, etc should also be reported even though they are tax exempt, suggests Sanjay Kumar Singh.

Hazards of investing in ponzi schemes

Hazards of investing in ponzi schemes

Rediff.com   1 Jul 2019

The news of Bengaluru-based IMA cheating thousands once again underlines the need for investors to steer clear of unregulated deposit schemes. The most important sign of a Ponzi scheme is the promise of exorbitant returns and so investors must ask how the promoter expects to earn the kind of return he is promising, says Sanjay Kumar Singh.

Buying property? Please read this!

Buying property? Please read this!

Rediff.com   14 Jun 2019

Before buying property, please carefully study the agreement with the builder, advises Sanjay Kumar Singh.

Here's some good news for central govt employees

Here's some good news for central govt employees

Rediff.com   24 May 2019

Now govt employees to enjoy greater say in how their NPS corpus is invested. Younger employees should raise their allocation to equities in this very long-term investment instrument

Looking for a stockbroker? Read this

Looking for a stockbroker? Read this

Rediff.com   2 May 2019

Investors need to evaluate the offerings of a broker in totality before selecting one.

Enter midcaps with a 5 year horizon

Enter midcaps with a 5 year horizon

Rediff.com   28 Mar 2019

Investors not stop their SIPs or STPs due to election-related uncertainty.

How to enhance your medical insurance coverage

How to enhance your medical insurance coverage

Rediff.com   25 Mar 2019

A sum insured of Rs 3 lakh to Rs 5 lakh may have been sufficient seven-eight years ago but would be inadequate today, especially for people living in metros, points out Sanjay Kumar Singh.

Tough law against illegal deposits

Tough law against illegal deposits

Rediff.com   22 Mar 2019

'People who have unaccounted money often park it in unregulated deposit schemes.' 'Curbing illegal deposit-raising activity will also carry forward the government's drive against black money.'

Why fixed maturity plans work better than FD

Why fixed maturity plans work better than FD

Rediff.com   14 Mar 2019

Heed your liquidity needs before investing in an FMP.

Got a job? Invest, but avoid these mistakes

Got a job? Invest, but avoid these mistakes

Rediff.com   12 Mar 2019

Those just starting their careers should avoid adding to their liabilities, especially if they already have an education loan. They should think hard before taking a car or home loan.

Will your home loan EMI fall due to rate cut?

Will your home loan EMI fall due to rate cut?

Rediff.com   18 Feb 2019

New borrowers will benefit if banks cut their MCLR. Older borrowers' EMIs will change only when their reset date arrives